Saginaw () is a city in and the seat of Saginaw County, Michigan, United States. It had a population of 44,202 at the 2020 census. Located along the Saginaw River, Saginaw is adjacent to Saginaw Charter Township and considered part of Greater Tri-Cities region of Central Michigan. The Saginaw metropolitan area had a population of 190,124 in 2020, while the Tri-Cities area had 377,474 residents. Established as a fort following the 1819 Treaty of Saginaw, Saginaw was a thriving lumber town in the 19th century. It was an important industrial city and manufacturing center throughout much of the 20th century due to its automobile and automotive parts production led by General Motors. As part of the Rust Belt, its industry and strong manufacturing presence declined, leading to increased unemployment, crime, and a population decline. Modern economic development is focused on comparative advantages in innovation, clean energy, and continued manufacturing exports. However, the city continues to have a higher proportion of manufacturing jobs than the U.S. average.